Miami is a city known for its white beaches, warm weather, and diverse cuisine. Unfortunately, the Magic City is also known for its congested streets and commute-stopping traffic.
As you might imagine, car accidents are not an uncommon occurrence in Miami. In fact, in an average year, there are at least 65,000 car accidents on Miami roads.
If you are recovering from your own accident, you might have questions, like: Am I entitled to some compensation? Exactly how much can I expect from a Miami car accident settlement? Do I really need an attorney?
As you maneuver through a complicated recovery process, you need quick and reliable answers.
How Are Settlements Calculated?
That said, the difference between a successful and an unsuccessful claim comes down to several factors. If you want to know how much you can expect in compensation, start by answering these questions.
Did Any Severe Injuries Occur?
Even a minor accident can cause severe injuries. Any victim of a car crash could suffer from:
- Traumatic brain injuries
- Spinal cord injuries
- Broken bones
- Internal injuries
If you are injured, the severity of those injuries will impact the amount of your settlement. Factors like medical bills, treatment costs, pain and suffering, and emotional distress will all play a role.
If you need long-term care or you’re not able to work as a result of your accident and injuries, you can expect your settlement or final award to be larger.
Was Medical Care Obtained Immediately?
Anytime that you experience a car accident, you should seek medical care—even if you have no visible injuries. Some symptoms and signs can take days or weeks after an accident to develop.
By seeking out prompt medical attention, you’ll have a thorough record of care, which can be used to support a claim for your damages in a settlement.
What Kind of Coverage Do You Have?
Miami has minimum coverage requirements for car insurance. At the very least, you should have:
- $10,000 in personal injury protection
- $20,000 in uninsured motorist coverage
- $10,000 in property damage liability coverage
- $20,000 in bodily injury liability coverage
Because Florida is a no-fault state, each driver will file a claim for damages with their own insurer. However, suppose one party suffers permanent or serious injuries that extend beyond their coverage. In that case, that driver can choose to file a lawsuit to recover the rest of their damages from the at-fault driver.
If you have more than the minimum requirements for insurance, you may be able to get additional compensation, as well.
Have You Hired an Attorney?
Having a legal professional on your side is likely to increase the amount of settlement you receive. An experienced attorney will know what tactics insurance companies use to delay, minimize, or deny a claim.
Average Car Accident Settlements in Miami
The final amount of your settlement will depend on several factors. But if you’re looking for a solid number on which to base your expectations, speaking with an experienced car accident attorney can help you to determine how much your case might be worth. A lawyer can review the facts of your case and your medical records to effectively negotiate for an appropriate settlement.